💡 Tax Tips

Tax Tips — Advice in Small Doses

Short, actionable tips. Each one saves you money or keeps you out of trouble.

🇨🇦 Canada (8)

Canada · Tax tips

Tax Tip: Bunch Two Years of Donations Into One to Beat the $200 Tier

Charitable giving in Canada is a credit, not a deduction — and it's tiered. For 2026 the federal credit is 14% on the first $200 o…

2 min readRead →
Canada · Tax tips

Tax Tip: Open Your FHSA Now — Contribution Room Only Starts After You Open

The First Home Savings Account gives you both sides of the tax game: contributions are deductible like an RRSP, and qualifying wit…

2 min readRead →
Canada · Tax tips

Tax Tip: Cross $30,000 in Sales and GST/HST Registration Becomes Mandatory

You don't register for GST/HST when you feel like it — the law decides. Once your worldwide taxable sales pass $30,000 in a single…

2 min readRead →
Canada · Tax tips

Tax Tip: The $2/Day Home Office Shortcut Is Gone — Do the Detailed Claim Right

Many newcomers still believe they can claim $2 per work-from-home day with no receipts. That temporary flat-rate method applied on…

2 min readRead →
Canada · Tax tips

Tax Tip: Pool the Family's Medical Bills Under the Lower-Income Spouse

The medical expense credit only applies to spending above a threshold — the lesser of 3% of net income or $2,890 for 2026. A lower…

2 min readRead →
Canada · Tax tips

Tax Tip: The RRSP Deadline for 2026 Is March 1, 2027 — Not December 31

The single most misunderstood date in Canadian tax: RRSP contributions made in the first 60 days of 2027 still count toward your 2…

2 min readRead →
Canada · Tax tips

Tax Tip: TFSA Overcontributions Cost 1% Per Month — Check Before You Top Up

Unlike the RRSP, the TFSA has no $2,000 buffer. Every dollar over your contribution room is taxed at 1% per month for as long as i…

2 min readRead →
Canada · Tax tips

Tax Tip: Photograph Every Receipt the Day You Get It

A shoebox of faded thermal-paper receipts is how deductions die. The CRA requires you to keep supporting documents for at least si…

2 min readRead →

🇺🇸 United States (2)

Disclaimer — please read. This article is for general information and educational purposes only. It is not tax, accounting, legal, financial, or immigration advice, and reading it does not create a professional or client relationship between you and Llandora. Tax and immigration rules change frequently and differ by country, province/state, and personal circumstances; figures, thresholds, and examples in this article may be outdated, incomplete, or incorrect, and may not apply to your situation. Always verify current rules with the official sources (CRA, IRS, IRCC, USCIS) and consult a licensed professional before making any decision. Llandora makes no warranty of any kind — express or implied — about the accuracy, completeness, reliability, or timeliness of this content. To the fullest extent permitted by law, Llandora disclaims all liability for any loss, damage, cost, or expense arising from errors or omissions in this article or from any action taken or not taken in reliance on it, whether direct, indirect, incidental, or consequential. You rely on this article entirely at your own risk.

免责声明——请仔细阅读。本文仅供一般信息参考和学习之用,不构成税务、会计、法律、财务或移民建议;阅读本文不在您与 Llandora 之间建立任何专业或客户关系。税务和移民法规经常变化,且因国家、省/州和个人情况而异;本文中的数字、门槛和示例可能已经过时、不完整或有误,也可能不适用于您的具体情况。在做出任何决定之前,请务必向官方来源(CRA、IRS、IRCC、USCIS)核实最新规定,并咨询持牌专业人士。Llandora 对本内容的准确性、完整性、可靠性或时效性不作任何明示或暗示的保证。在法律允许的最大范围内,Llandora 对因本文中的错误或遗漏、或因依赖本文而采取或未采取任何行动所导致的任何损失、损害、费用或开支(包括直接、间接、附带或后果性损失)不承担任何责任。您对本文的依赖完全由您自行承担风险。